Insurers have been criticized in some quarters for implementing complex policies with levels of interaction between coverage clauses, conditions, exclusions and exclusions. In one case where an ancestor of the modern “finished product transactions” clause was interpreted,[19] the California Supreme Court complained that there are several significant compensations that are granted in British Columbia that are not created in the same way as the types of directives described above. Compensation covering school districts, hospitals, adoptive parents, higher education institutions, universities and midwives is presented in manuals and guidelines published by the Department of Finance`s Risk Management Department. (i) to make available to one or more legal or legal entities (parties or non-parties) cash payments, grants or other counterparties (other than loans) with a total value of more than $10,000 in a calendar year; or where mobile vehicles or equipment are used to meet the obligations of this Agreement, CONTRACTOR has liability insurance for all clean vehicles, not in possession or rental, used for an amount of USD 1,000,000 per combined single limit entry. Where such insurance has a general limit, it applies separately to that contract or no less than two (2) times the entry limit. The police cite the COUNTY as an additional insured. The main findings to be made at trial for the determination of coverage can be analysed by comparing and contrasting the granting of coverage in the context of the protection of land and the protection of liability. The causes of a higher or lower collective agreement are widely discussed. Frequent causes are often identified as: A covered contract is any contract, agreement or understanding that meets all the following criteria – real estate guidelines are either specified hazards or all hazard guidelines. A defined danger policy defines the causes of the damage: fire, break-in, terrorism, flood, earthquake or accident. In some hazard policies, it is up to the insured to prove that the damage is caused by a certain danger.

A directive covering all risks covers the damage caused by all hazards, with the exception of those mentioned as exclusions. Regardless of the evidence that the injury is covered by the insurance coverage, the insured is not obliged to prove the damage by a certain danger, but the obligation for the insurer to prove that an excluded danger is the cause of the injury.